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H.R. 10975 · Introduced Nov 10, 2026

Fair Manufactured Housing Lending Act

What it says it's for

To amend the Truth in Lending Act to include retailers of manufactured or modular homes in the definition of mortgage originator, and for other purposes.

Policy area: Finance and Financial Sector

Latest action (Nov 10, 2026): Referred to the House Committee on Financial Services.

Read it on congress.gov ↗Full text (XML)

Snuck-In Meter

6✨ Clean as a whistle

0 snuck in · 0 maybe · 1 of 2 sections checked

Nothing snuck in 🎉

Every section we checked lines up with the bill's stated purpose. Love to see it.

Every section

  1. Not scoredSec. 1. Short title(Short title / table of contents)
  2. On topicSec. 2. Inclusion of retailers of manufactured or modular homes in the definition of mortgage originator

Checked Nov 13, 2026 with Jev.